The Road To Financial Success:

About the Book

This book is a trip down the road to financial success.  Along the way you will learn about goals and the reason it is important to have financial goals.  You will further your journey into the world of different investment products and how they work.  As you read you will understand in this easy to follow book how inflation and income tax tries to slow your journey down.  What can you do to try to limit the tax and beat inflation?  This question will get answered after you read the book.  You will learn all about insurance and the reasons you need it and the reasons you don’t need it.  There are some real life compelling stories that portray situations where people did not have their financial lives in order and they paid the price, big time.  What are the different types of IRA’s?  What are some ways that we can prepare for our retirement?  Which one is the best for your journey?  Do you want to save for your children’s college education?  What can we put our money into to provide for college education?   These are the questions that will get answered after you read “The Road to Financial Success”.

In the last chapter you will get a complete understanding of how and why Will’s and Trusts are important.  You will see what the first Will in recorded history looked like.  You will learn, with the use of certain trusts, how to protect your assets from con artists and unscrupulous people.  Most importantly you will learn the best way to pass money on to the people you want and not the people you don’t know and will never meet.

About the Author

Joseph Mattera, LUTCF, CSFP, CEA, has been in the financial service business since 1988.  After graduating from Southern Illinois University, at a time in America where the economy experienced double digit inflation and new jobs in America were scarce he created his own food service company.  After some moderate success he changed careers in 1988 and became very interested in accumulating wealth and how to protect wealth from losses.  This interest led him into financial planning where he created his company JM Financial, Inc. in 1995.   Joe’s passion is to help people understand the importance of saving their money and not getting into debt.

     Among his many credentials, Joe is also a Registered Investment Advisor. Throughout his career Joe has helped hundreds of families accumulate and protect wealth.  He has also taught his profession to other aspiring financial advisors.  Joe attends many educational training seminars throughout the country to keep informed on the ever changing financial world.  His company prides itself on giving people the best service possible and helping people understand the importance of proper allocation of their hard earned dollars.  From teaching young children the importance of their piggy bank to explaining to seniors the importance of not outliving their money Joe lives his life with true conviction as he strives everyday to help people better themselves.

     His future endeavors include writing another book and performing more speaking engagements. He also has immediate plans to write articles on financial planning and estate planning in the local newspapers.

     Joe was born in the southern suburbs of Chicago, IL where he resides today with his wife and four children.  In his home, education is stressed everyday along with the importance of respect for nature and human life.