Enzio von Pfeil was born in Namibia and grew up in America, Germany, the UK and Asia. Educated in America, he studied inter alia under Nobel Laureate Friedrich von Hayek in Freiburg, Germany. This is where he got his PhD in economics, focusing on Multinationals. As a financial economist, he has worked for the world’s leading banks of their day: Morgan Guaranty Trust, Schroders, Rothschilds and Warburgs. He has written a variety of books on Multinationals and Currency Risk. Residing in Hong Kong since 1990, he has been Chief Regional Economist for major brokerages. His macro investment views are updated at www.enziovonpfeil.com. These are based mainly on his proprietary Economic Clock®, by which he tells the Economic Time®. Under the banner of MCL, Enzio now is a Financial Doctor providing impartial, commission-free financial advice to non-financial white collar professionals, the “working rich”. Visit his website: www.financialgp.com.hk.