Emily Eisenlohr lived the building of the systemic risk bubble. As a corporate banker, rating agency analyst and Chartered Financial Analyst she gained an inside view of global banking, investment management, risk management and credit ratings. In recent years she has been actively engaged as a public policy advocate, particularly in education finance.
Emily’s corporate banking career spanned 15 years at two big “money center” banks, the First National Bank of Chicago, now part of JPMorgan Chase, and Citicorp/Citibank, now part of Citigroup. She joined First Chicago’s prestigious First Scholar management training program in 1980. Emily subsequently managed First Chicago’s corporate foreign exchange exposure hedging and its bank trading limits. As a corporate banker she marketed a broad range of banking services to multinational clients.
Joining Citicorp in 1986, Emily was responsible for the profitability of Citicorp’s relationships with some of the world’s largest multinational corporations. These complex client relationships involved coordination among product specialists and other relationship managers in nearly 100 countries, marketing services as diverse and complex as derivatives, securitizations, commercial lending and off-balance-sheet structures.
In 1995 Emily assumed responsibility for an $88 billion portfolio of power sector credit ratings at Moody’s Investors Service. As a Senior Credit Officer she not only managed credit ratings in a deregulating utility sector, but was also nominated to a committee that communicated Moody’s rating process to the financial community. Emily was well regarded by utility executives, both buy-side and sell-side analysts and her Moody’s peers for her thorough preparation and her ratings advocacy. She also had a reputation for being willing to promote well-grounded contrarian views. She became a popular public speaker for her work on trading risk and its impact on credit ratings.
She lives in Connecticut with her husband and son.