Contrary to popular belief, you CAN bankrupt your student loans. High-priced attorneys or the Department of Education may have told you that it is impossible to bankrupt your student loans. That is not true. Congress specified that debtors could file an adversary proceeding to determine “undue hardship” in conjunction with a bankruptcy to have student loans discharged. Filing an adversary procedure and making a case to have student loans discharged is something the average debtor can do without the use of an attorney. You can do it!