James T. White
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101 Ways to Financial Fitness is an easy to read, step-by-step guide to financial prosperity that appeals to everyone with a dime in their pocket. You don’t need to be a millionaire to make money, and this book shows you how to make money happen in your own life, no matter what your circumstances. There are ways to save money everyday, without having it hurt the best parts of your life. The trick is being smart, staying aware, and not letting opportunity slip through your fingers!
With over one hundred ways to become rich, there is no better time to start considering your financial situation and stop being afraid of your finances. The tips found in this book can change your life forever! Starting today will help you accomplish any goal you have tomorrow.
As the founder, President, and C.E.O. of six highly successful companies, James T. White is no ordinary 22 year old. He has been building businesses for over ten years, beginning his first landscaping business at the age of 12. Armed with a $20 shovel, that venture has since expanded into a multi-million dollar corporate structure. James is the President and CEO of J & W Corporate, which encompasses his five companies: J&W Mechanical Fleet Services, J & W Lawn Care and Snow Removal, J & W Tire Trax Inc., J & W Courier and Delivery Service, and J & W Property and Asset Management. His sixth business, Canam Credit Company, Inc. is one of the most expansive and technologically advanced private lending businesses in the world.
Born and raised in Calgary, Alberta, Canada, James White is creating interest everywhere he goes. Aggressive but friendly, his confidence and ability to seize opportunities make him a corporate force. At the helm of his own successful private lending business, James is dedicated to helping other people achieve the same financial success he has seen at such a young age. His ability to bridge the gap between the millionaire business executive and the average blue-collar worker is grabbing the attention of thousands of people around North America.
Hello and congratulations on beginning your journey to better finances. By reading this book you’ve already taken your first steps towards educating yourself on becoming a financially fit person.
If you are serious about increasing your earning potential, understanding how your finances work (and don’t work) is fundamental in creating capital. It’s essential to know what’s in your best interests no matter what, and invest accordingly. Basically, becoming wealthy always comes down to individual choices. Rarely do millionaires make one smart business decision and automatically turn into big tycoons. It’s a day-to-day mentality of how you want to live your life. It’s also a matter of smart, consistent investing, wise planning and dedication. A person with a little extra cash may buy an expensive television, whereas a wannabe millionaire would invest it to turn that little extra cash into a lot of extra cash. By paying attention and working hard, turning from a thousandaire to a millionaire may be easier than you thought.
Born and raised in Calgary, Alberta, I was raised to believe in the power of people above all else. My family did not start out rich by any means. We were a lower middle class family struggling like many other families to make ends meet. At four years old I remember my mother dividing one can of tomato soup to feed four people. Seeing that struggle inspired me to work as hard as I could to support myself along with my family. I cannot express the contentment I feel when I am able to take care of my own family, as a thank you for everything they’ve done for me.
I am not your average 22 year old. I have spent almost my entire life learning, growing, and proving people wrong in business. Everybody has challenges when it comes to being successful and I had to overcome the stereotype associated with my youth. But now I am able to use it as a marketing tool. How many people my age have accomplished what I have? Certainly not many and that’s why people trust me. I must know what I’m doing. In fact I have been building successful businesses for over a decade.
It began when I peered outside my window and noticed a person shovelling snow. Immediately the idea for a lawn care business hit me, just like that! In Calgary there will always be snow that needs to be shovelled, and there will always be grass that needs to be cut. Taking this basic supply and demand approach and arming myself with a $20 shovel, I started my first landscaping business at the age of 12 and began networking around my neighbourhood, giving people the opportunity to meet me. I was getting to know the world of business development.
The trick when you are building on an idea is the growth-off-growth approach. I spent the first few years of my landscaping business putting everything I made back into the company, making it more professional. By the time I was fifteen I had invested enough money to afford large industrial equipment like heavy-duty trucks and bobcats, which meant I could offer more advanced landscaping services. The higher the level of service, the higher premium you can charge. This business was fantastic for networking. I dealt with people all the time, making a name for myself. Through one of my clients, I was introduced to the property management business, buying and selling condominiums. This soon became my second company, J & W Property and Asset Management. As time went by, more opportunities became apparent and I continued to build what is now a multi-million dollar enterprise I call J & W Corporate (www.jwcorporate.com). It encompasses my five companies: J&W Mechanical Fleet Services, J&W Lawn Care and Snow Removal, J&W Tire Trax Inc., Courier and Delivery Service, and J&W Property and Asset Management. Currently I am focusing on my newest business, Canam Credit Company Inc., which has already turned into a multi-
